> For the complete documentation index, see [llms.txt](https://docs.insured.finance/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.insured.finance/understanding-insured-finance/things-our-users-are-responsible-for.md).

# Things our users are responsible for

## The Policyholder

* Paying a predetermined premium upfront

## The Provider

* Willing to lose the deposited funds in case of any loss or damage suffered by the policyholder.