# Glossary & Appendices ## **Defined Terms** Policyholder | A member with active cover. In the Claim Submission process, a Policyholder is a member who files a claim. Provider | A member who provides cover. A provider typically has more experience when it comes to analyzing code and assessing risk. The provider will often analyze and assess various risk factors before providing cover. Claim | A policyholder’s request to have their case reviewed and redeem cover when a material loss occurs. This is only a request to have a case reviewed and does not guarantee a payout. Only stablecoin claims are subject to the monitoring period process in the case that the event is happening now. Claim Submission | Filing a claim. A policyholder with an active cover who files a request for compensation related to their cover. Claim Payout | The sum of money paid to the policyholder when a claim submission is accepted Cover Period | The length period of an insurance cover Deposit Period | The length of a deposited fund that locks in for a specified time period Monitoring Period | The monitoring period which a claim is subject to Claim Payout Period | A claim payout period is within 30 days after the monitoring period is passed Premium | The cost to buy an insurance policy Insurance Listing | An insurance listing that is posted on the INFI marketplace. Such a listing can be submitted by either an entity requesting coverage or an entity providing coverage. Buy Cover | The purchase of coverage for a digital asset Provide Cover | The provision of coverage for a digital asset. Those that provide coverage earn a premium on the coverage provided. Take Offer | The act of taking insurance coverage from a provider in order to insure an asset Take Request | The act of providing insurance cover to an entity that has requested specific insurance. The entity that provides such coverage earns a premium in return. Create a New Listing Request | The creation of a new insurance cover request listing Create a New Listing Offer | The creation of a new insurance offer request listing My Listing | All current insurance listings My Request | All personal insurance cover request listings that are currently active My Offer | All personal insurance cover offer listings that are currently active My Listing | All personal current insurance listings Taken Request | All insurance cover offer listings that have been taken Taken Offer | All insurance cover request listings that have been taken Token Bridge | The token bridge allows users to transfer data (e.g. digital asset ownership information) between two chains in the Ethereum ecosystem. Deposit Refund |The activity of a provider that wants to withdraw their funds from an insurance cover that is already past the deposit period (lock-up period) Collective Deposit Refund | The activity to withdraw all deposited funds at one time Premium Refund | An activity of a policyholder that wants to withdraw their premium if their listing has failed to reach the requested coverage amount Collective Premium Refund | The activity to withdraw all paid premium at one time if their listings have failed to reach the requested coverage amount Premium Claim | The activity of a provider to earn a premium in return for providing an insurance cover Insured Value per Asset | The value of an asset under a policy Insured Sum | The maximum amount that the policyholder gets paid out in case of any loss or damage suffered. Partial Uptake | The offered insurance cover listing by a provider that any buyer can take partially Full Uptake | Only a single cover can be active at any one time. Any buyer must take the full cover quantity. Partial Funding | If less than 25% of a cover request is taken/funded by provider(s) (on the listing expiry date), the insurance cover request is cancelled. (All paid premium are returned to the policyholder) Full Funding | If less than 99% of the request is taken/funded by providers (on the listing expiry date), the insurance cover request is cancelled. (All paid premium & INFI are returned to the policyholder) Tier System | A hierarchical system to create a new request cover listing Listing Fee | A nominal fee charged by the INFI platform to post (i.e. list) insurance cover requests or offers on the marketplace. Premium Rate | The percentage rate that a policyholder pays for an insurance cover. --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. 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